Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2000 or fewer miles. New vehicle loans less than $18,000 may have terms of up to 75 months. New vehicle loans over $18,000 may have terms of up to 84 months. Used vehicle loans model years 2013 and newer, over $18,000, may have terms up to 84 months. First, 90-day payments are only deferred for vehicle purchases and external vehicle refinances. Interest will accrue during the entire loan term, including the non-payment period. Estimated monthly payment of $18.90 per thousand borrowed at a 8.24% Annual Percentage Rate (APR), based on a 66-month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applied to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applied to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.